If you let a property but just take out standard insurance in your own name, there’s a chance the insurance company will refuse to pay any claim and you will be out of pocket. You should be aware of your legal liabilities. If, for example, a tenant was injured by faulty wiring or tripped over a broken floor tile, they could sue for damages.
NIL Excess (£250 & £500 Excess also available)
Up to £500,000 Buildings Sum Insured as standard (Up to £2million on request)
Buildings Accidental Damage included as standard – No charge!
Legal Liability Cover up to £5million
Trace and Access up to £5,000
Malicious & Accidental Damage by Tenant option
Up to 20% Loss of Rent
Up to 90 days un-occupancy
Contents Cover up to £50,000 Sum Insured
Theft of Keys & Replacement locks
Nil Excess Home Emergency Cover option (unlimited claims)
Multiple Property Portfolio quotes (including discounts) available on request
Employed, Retired, Student, Self Employed, Local Authority, Asylum Seeker tenants all covered
Pay monthly policy underwritten by UK General Insurance Ltd on behalf of Ageas Insurance Ltd